Faraj Salman Alfawareh is an Assistant Professor of FinTech and Risk Management at Applied Science Private University (ASU), Jordan. He earned his Ph.D. in Finance and Banking from Universiti Utara Malaysia (UUM). His research focuses on FinTech, corporate finance, and corporate governance. He serves as a reviewer for several journals, including the International Journal of Bank Marketing, Journal of the Knowledge Economy, EuroMed Journal of Business, and Discover Sustainability. His work has been published in journals indexed in Scopus, Web of Science (ISI), and the Emerging Sources Citation Index (ESCI).