1- THE ROLE OF FINANCIAL INCLUSION CONTRIBUTION ON THE FINANCIAL PERFORMANCE AT COMMERCIAL JORDANIAN BANKS
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Abstract : The study aims to demonstrate the role of Financial Inclusion FI on the financial performance at commercial Jordanian banks. The study used the descriptive approach in dealing with the theoretical side and the analytical method in the applied side using a questionnaire. The study recommended that the Central Bank of Jordan should follow up the implementation of the national strategy and develop legislation and regulatory systems to develop methods for obtaining financial services for the commercial Jordanian banks commercial Jordanian banks. The study emphasized the need to facilitate legal and regulatory procedures to stimulate the use of modern and innovative technologies such as mobile phones and financial wallets in financial services, as well as targeting projects that are not currently serviced by the banking sector to allow access to funds at the right place and time at a reasonable cost.
Keywords : Financial Inclusion (FI), Commercial Jordanian Banks, Financial Performance
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2- The Role of Financial Inclusion in Bridging SMEs Financing Gap: The Viewpoint of Credit Employees at Jordanian Islamic Banks
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Abstract : The study aims to demonstrate the role of Financial Inclusion FI in bridging the financing gap in Small and medium-sized enterprises (SMEs) from the viewpoint of credit employees at Jordanian Islamic banks. The study used the descriptive approach in dealing with the theoretical side and the analytical method in the applied side using a questionnaire. The results emphasized the necessity of enhancing access to financial services as well as the use of financial services and increasing the quality of financial services provided to SMEs to bridge the financing gap. The study recommended that the Central Bank of Jordan should follow up the implementation of the national strategy and develop legislation and regulatory systems to develop methods for obtaining financial services for the largest number of SMEs. The study emphasized the need to facilitate legal and regulatory procedures to stimulate the use of modern and innovative technologies such as mobile phones and financial wallets in financial services, as well as targeting projects that are not currently serviced by the banking sector to allow access to funds at the right place and time at a reasonable cost.
Keywords : Financial Inclusion (FI), Jordanian Islamic banks, Financial Technology (Fintech), SMEs, Financing Gap.
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The impact of sustainability development reporting on the environmental performance in Jordanian government
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Abstract : This research explores the significance of sustainability development through the role of environmental disclosure in Jordanian ministries and government departments by focusing on ministries and government departments that are related with the environment. This research presents the relationship between the environmental disclosure in annual reports and its impact on the overall environmental performance in Jordan, with the use of a mixed approach that will provide better quality of research results. The quantitative approach was used to examine the budgets of 22 ministries and government departments. The study was conducted using the time series from 2006 to 2015. The qualitative approach was conducted to raise the issues related to the subject that are not looked at in the quantitative study and to understand the perception of respondents in the ministries and government departments on the factors and items included in annual reports affecting of environmental disclosure and environmental performance in Jordanian governments. The results show a significant relationship between environmental disclosure and environmental performance in Jordanian government. The findings of this paper present new implications for theorists and practitioners of sustainability development by presenting the importance of the impact of environmental disclosure in the ministries and departments and its relationship on environmental performance of the Jordanian government.
Keywords : Sustainability Environmental disclosure Environmental performance
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The Effect of Top Management Support and Non-Accounting Ownership on (ABC) Adoption Among Jordanian Manufacturing Companies
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Abstract : This paper seeks to investigate the effect of top management support and none accounting ownership on organisational performance, based on a literature review showed shortage in effect adoption of ABC for many of manufacturing companies are weak. The scope of the study encompasses the manufacturing companies in Jordan, and the financial managers were identified as the respondents for the questionnaire survey. Therefore, the managers and decision-makers should take these factors into consideration when making their decisions. Equally, the findings could facilitate policies formulation among the relevant bodies in developing countries, particularly those policies concerning manufacturing. In addition enriching the knowledge of organizational performance for manufacturing organizations’, this study can become a starting point for further investigation and analysis of organisational performance among Jordanian manufacturing companies
Keywords : Top Management Support, None Accounting Ownership, Abc Adoption. Manufacturing Companies.
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الحمد، عبدالسلام.(2013). المحددات الداخلية لربحية البنوك الاسلامية: دراسة تطبيقية من السوق الاردني. مجلة الجامعة الخليجية 3/ (5):97-116
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Abstract : يهدف هذا البحث الى دراسة المحددات الداخلية لربحية البنوك الإسلامية الأردنية. وقد تم استخدام نموذج الانحدار المتعدد باستخدام البيانات التجميعية غير المتوازنة للبنوك الإسلامية. وقد تم استخدام مقياس للتعبير عن ربحية البنك هما العائد على الأصول (ROA) وهامش الربحية (PM). وأظهرت النتائج أن العائد على أصول البنوك الإسلامية يتأثر إيجابيا وبدلالة إحصائية بكل من كفاءة رأس المالي ومخاطر الائتمان وكفاءة الإدارة. كما توصلت الدراسة الى ان مخاطر الائتمان والإيرادات من غير الفوائد وكفاءة إدارة المصاريف التشغيلية تؤثر إيجابا وبدلالة إحصائية على هامش الربح للبنوك الإسلامية الأردنية. كما خلصت الدراسة الى ان المحددات الداخلية على ربحية البنك الإسلامية يختلف بدلالة إحصائية بين البنوك الإسلامية الأردني.
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